About
STATUS: In production. Request to join and you will be notified the day it opens. Consumer lending decisions are made in minutes and defended for years. This course covers the affordability arithmetic, what a bureau report is telling you, and the patterns of misrepresentation that scorecards do not catch. WHAT YOU WILL BE ABLE TO DO • Calculate and interpret debt-to-income correctly • Read a credit bureau report for conduct, not just score • Spot common income and document misrepresentation WHAT YOU WALK AWAY WITH A DTI calculator and a risk grade matrix. FORMAT: Micro course, up to two hours, self-paced DISCIPLINE: Retail Banking and Consumer Lending BUILT FROM: Foundations of Banking; Fraud Risk Management
You can also join this program via the mobile app. Go to the app